The Ultimate Cash Savings Solution

Along with Delp & Company’s Expert Advice and Counsel, StoneCastle’s FICA (Federally Insured Cash Account) provides up to $100 million FDIC insurance, high yields, and daily liquidity.

Start earning safely

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Safety

100% insured

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Liquidity

Funds available next day

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Yields

3.5% or greater1

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Simplicity

One 1099 issued

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Continuity

We compliment your existing banking relationship

The perfect balance
Fully Insured Cash Account With Top Tier Returns

StoneCastle FICA (Federally Insured Cash Account) is an independent cash management solution developed over a decade ago. Headquartered in New York City, above Carnegie Hall, Stone Castle’s institutional cash management expertise is unmatched in today’s banking industry.

For more than 65 years, Delp & Company has pioneered unique and best in class financial solutions and arrangements for Corporations, Charities, High Net Worth and Ultra High Net Worth Individuals and Families. Today, we offer an extraordinarily simple cash management solution whereby these clients consistently earn top tier banking yields on their cash that was previously lying dormant in their existing checking and savings accounts. All with unmatched FDIC coverage – up to $100 Million per tax identification number.

Safety that doesn’t come at the expense of yield

Clients earn outstanding deposit rates as well as 100% federal deposit insurance on large balances.

Learn how to earn safely

About Delp & Company icon

About Delp & Company

We strive to provide superior financial arrangements and solutions to our clients and through a select group of highly distinguished professional advisors. FICA is a much overdue solution that finally provides a way to bypass the obvious disadvantages caused by the costly overhead inherent within the banking industry. Branches on every corner – staffed by managers, assistant managers, tellers, and the like. Importantly, banks have a nearly impossible task of providing ongoing competitive yields in the marketplace. Advertising or soliciting competitive yields for new deposits risks exposing their low yielding and uncompetitive crediting rates on their existing deposit base. Banks fear cannibalizing these low yielding and highly profitable deposits necessary to fund their costly operations. The anathema in the banking marketplace. FICA rates will always be a top tier rate and never a promotional gimmick used by many in the banking industry. This rate will follow changes in the Fed Funds Rate. Remember, you are always in charge. An empowered decision maker in charge of safety and yield. Moving money is just a click away! The ultimate in flexibility and control.

Learn more

How it works

Get Started

Click on the link below that will send you to the secured gateway of our trusted partner, StoneCastle.

Complete Application

Fill out the simple application in less than 5 minutes and link your FICA (Federally Insured Cash Account) account to your existing bank, brokerage or investment advisory accounts.

Deposit Funds

Program Custodian sends deposits to Program Institutions, allocating them in increments of up to $250,000 per institution per client tax ID.

How it works infographicHow it works infographic

Create Account Now

Do not wait for the next banking debacle to take cover.
INSURE ALL YOUR CASH NOW AND GET THE YIELD YOU DESERVE!
…AND NEXT TIME IT’S YOUR TURN TO TAKE YOUR BANKER TO LUNCH!

A Heritage of Independence

The Courage of Innovation

A Philosophy of Integrity

1 APY is effective as of December 23, 2024, and is earned on the first $1 million. Accounts with deposits between $1 million and $100 million will earn a blended rate. Please contact us at breifsnider@delpcompany.com or (303) 653-6722 with questions. Current yield and maximum deposit insurance coverage is indicative for FICA and may be lower or higher than what is stated due to changes in market or business conditions. Past performance does not guarantee future results. Interest rate earned may vary based on the size of the account balance and the introducing party. FICA yield is the APY (annual percentage yield) based on an APR (annual percentage rate). APY is a gross rate.

2 Source: FDIC.gov, June 1, 2024

White Glove Treatment!

Bob Reifsnider, West Coast Office – Denver, Colorado
(303) 653-6722
breifsnider@delpcompany.com

Erika Mix, East Coast Office – Boca Raton, Florida
(855) 891-DELP (3357)
emix@delpcompany.com